Personal Banking

Checking and Savings


For most people, the foundation of their everyday banking is a checking and savings account. Our staff will be glad to help you in determining which of our accounts best suits your everyday financial needs. Our range of products gives us the ability to deliver the right product for you and your family with the hometown, personal attention you deserve.

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Certificates of Deposit


Competitive rates are important and at The Farmers Bank of Appomattox, we're committed to offering CDs that return a fair rate and are protected. But that's just part of the financial equation. The money you invest for your future also helps build the future of our communities because we reinvest your deposits in loans to your neighbors. 

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Individual Retirement Accounts


It should come as no surprise that a bank with our legacy understands the value of long-term planning. Whether retirement is just around the corner or decades away, we offer federally insured savings plans that can be tax advantaged depending on your situation. 

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Safe Deposit Box Services


People have turned to us for nearly a century to keep their money safe. And more. We offer a variety of Safe Deposit boxes to secure your important papers, heirlooms and keepsakes. 

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ATM Services


The Farmers Bank of Appomattox is all around Central Virginia. With affiliations with Plus, VISA, MasterCard, and Cirrus networks, we also give you access to your money wherever you may go.

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VISA Check Cards


Get the convenience of a credit card with financial common sense of a checking account. The VISA Check Card helps you stay on the go without having to write a check but also keeps you from accruing a high interest balance. You can use your card anywhere that accepts VISA or use it in our network of ATMs. 

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Consumer Credit Cards


Now you have a choice. Whatever your needs, we have a credit card that’s right for you!  All of our credit card products come with a variety of important features including EMV smart chip technology.

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