Deposit Interest Rates

Current as of 12-04-2024

Time Deposit Interest Rate Schedule* 


Regular CDs
Savings TermInterest RateAnnual Percentage YieldMinimum Deposit
6 Month3.81%3.85%$1,000
1 Year3.36%3.40%$1,000
15 Month2.72%2.75%$1,000
18 Month2.72%2.75%$1,000
2 Year2.72%2.75%$1,000
3 Year2.48%2.50%$1,000
5 Year2.23%2.25%$1,000

 

Jumbo CDs
Savings TermInterest RateAnnual Percentage YieldMinimum Deposit
6 Month3.91%4.00%$100,000
1 Year3.55%3.65%$100,000
2 Year3.17%3.25%$100,000
3 Year2.93%3.00%$100,000
5 Year2.78%2.85%$100,000

 

Special CDs
Savings TermInterest RateAnnual Percentage YieldMinimum Deposit
12 Month No Penalty3.21%3.25%$5,000
18 Month Club Certificate2.97%3.00%$10,000

 

IRAs
Regular or Roth IRAsInterest RateAnnual Percentage YieldMinimum Deposit
5 Year Fixed Rate CD2.23%2.25%$1,000
5 Year Jumbo IRA2.78%2.85%$100,000
Savings Variable Rate0.70%0.70%$100

 *An early withdrawal penalty will apply to all certificates except the "No-Penalty" CD. A penalty equal to 91 days of interest will be assessed for terms of twelve months or less, or 182 days of interest for longer terms.

DEPOSIT INTEREST RATE SCHEDULE


 

Statement Savings
Statement SavingsInterest RateAnnual Percentage YieldMinimum Deposit
A minimum balance of $10 to earn interest0.10%0.10%$100

 

Personal Checking Accounts
Club Accounts - Interest paid on three tier levelsInterest RateAnnual Percentage YieldMinimum Deposit
$500.00 - $9,999.990.05%0.05%$100
$10,000.00 - $49,999.990.10%0.10%$100
$50,000.00 & Up0.15%0.15%$100
Century Checking  - Interest paid on four tier levelsInterest RateAnnual Percentage YieldMinimum Deposit
$500.00 - $9,999.990.05%0.05%$100
$10,000.00 - $49,999.990.10%0.10%$100
$50,000.00 - $249,999.990.15%0.15%$100
$250,000 & Up 0.20%.020%$100
NOW Sterling CheckingInterest RateAnnual Percentage YieldMinimum Deposit
N/A0.05%0.05%$100
Century Business Checking - Interest paid on four tier levelsInterest RateAnnual Percentage YieldMinimum Deposit
$1,000.00 - $9,999.990.05%0.05%$300
$10,000.00 - $49,999.990.10%0.10%$300
$50,000.00 - $249,999.990.15%0.15%$300
$250,000.00 and UP0.20%0.20%$300
NOW Sterling Business CheckingInterest RateAnnual Percentage YieldMinimum Deposit
N/A0.05%0.05%$300
Investment Accounts
Money Market Account - Interest paid on four tier levelsInterest RateAnnual Percentage YieldMinimum Deposit
$5,000.00 - $49,999.990.10%0.10%$100
$50,000.00 - $99,999.990.15%0.15%$100
$100,000.00 - $249,999.990.20%0.20%$100
$250,000.00 & Up0.25%0.25%$100