Lending & Mortgages

At Farmers Bank, our customers are rated on more than just a score. Our Loan Officers have a relationship with their customers which allows for sound and personalized decisions. Let us assist you in your lending needs; whether for an automobile, home, home improvements, consolidations, or a personal loan, we are here to assist you. Call or come by one of our branches and meet our Loan Officers. They are waiting to serve you.

Bruce Drinkard
Chief Lending Officer

We offer loans for all of life’s moments, big or small.

Call or come by one of our branches today to meet the loan officer ready to help you.


Auto Loans


  • New or Used
  • Purchase or Refinance
  • Competitive Rates.


Personal Loans


Our personal loans are here to assist you with any financial need

  • Debt Consolidation
  • Vacation
  • Home Improvement
  • Unexpected Medical, Veterinary, Home, or Repair expenses
  • Weddings and Honeymoons
  • Moving Expenses
  • … and more!
  • Fixed Rates
  • Range of Repayment Terms
  • Competitive Rates


Mortgage Loans


  • 3, 5, and 7 Year Adjustable Rate Mortgages
  • Competitive Rates
  • Low Fees
  • Purchase or Refinance
  • Home Equity Lines of Credit

Our fixed rate loan products include

  • Conventional
  • FHA
  • USDA
  • VA loans

Available through our relationship with Midland Mortgage Corporation out of Columbia, SC.


How to apply:

Visit your nearest Farmers Bank office and contact a Loan Officer today. Find your closest Loan Officer on this list.