Lending
Personal Lending
From major milestones to unexpected expenses, our personal loans are here to help you move forward. Whether you need to cover medical bills, upgrade your tech, or fund a special project, we provide the flexible financing you need to make it happen!

Auto Loans
Our auto loans help get you to where you need to go!
– New or Used
– Purchase or Refinance
– Competitive Rates
Personal Loans
Our personal loans are here to assist you with any financial need.
– Debt Consolidation
– Vacation
– Home Improvement
– Unexpected Medical, Veterinary, Home, or Repair expenses
– Weddings and Honeymoons
– Moving Expenses
– And more!
SafetyNet Overdraft Line of Credit
A personal line to protect you from unexpected overdraft fees.
– Max amount of $1,000
– Fixed rate
Real Estate Lending
We offer loans for all of life’s moments, big or small. Whether you are purchasing a home, looking to refinance your current mortgage, needing a line of credit for home projects, or even building your forever home, we have a product for you!
Property Types We Finance
Did you know that we finance various property types including site-built, single-wide, double-wide, multi-family, etc.? These include primary residences, second homes and investment properties.
Fixed Rate Mortages
Purchase or refinance
Primary residences only (site or stick-built).
(Terms up to 30 years)
Adjustable-Rate Mortgages (ARM)
Purchase, refinance, or equity loans
(Varied maturities available)
ARM products offered:
– 3/3 ARM
– 5/5 ARM
– 7/3 ARM
Home Equity Lines of Credit (HELOC)
Home repairs, unplanned expenses, vacation, and more.
(Term of 15 years. Revolving line of credit)
Construction Loans
Build your dream home
(Term of 1 year)
Commercial Lending
Is your business growing? Looking to start a business? The Farmers Bank has a product that can help you reach your business goals. We have several loan options to meet your needs that will help your business succeed!
Property Types We Finance
Did you know that we finance various investment property types including site-built, single-wide, double-wide, multi-family, etc.? We will also finance all types of commercial buildings.
Agriculture
Our Ag Loans are here for the success of your farm, big or small.
– Agricultural products, livestock, supplies, etc.
– Tractors, Trailers, Combines, etc.
– Operating Capital
Equipment
Let us help you with the equipment required to run or expand your business.
– New or Used
– Purchase or Refinance
Commercial Line of Credit
Operating funds for your business, as you need them.
– Competitive Rates
– Easy Terms
– Beneficial to any type of business
Commercial Letters of Credit
When your business needs assurance to a creditor.
– Performance
– Financial
Commercial Real Estate or Investment Real Estate
We finance a variety of commercial and investment property types, including:
– Office buildings
– Retail spaces
– Multifamily housing
– Mixed-use and investment properties
Adjustable-Rate Mortgages (ARM)
Purchase, refinance, or equity loans.
ARM products offered:
– 3/3 ARM
– 5/5 ARM
– 7/3 ARM
Interested in a Loan?
Please fill out the form below, and a loan officer will be in contact with you!

