Banking

Personal Banking

At Farmers Bank, personal banking is just that — personal. From checking and savings to credit cards, retirement planning, and everyday tools that simplify your finances, we offer tailored solutions with hometown service you deserve.

Checking & Savings

For most people, the foundation of their everyday banking is a checking and savings account. Our staff will be glad to help you in determining which of our accounts best suits your everyday financial needs. Our range of products gives us the ability to deliver the right product for you and your family with the hometown, personal attention you deserve.

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Certificates of Deposit

Competitive rates are important and at The Farmers Bank of Appomattox, we’re committed to offering CDs that return a fair rate and are protected. But that’s just part of the financial equation. The money you invest for your future also helps build the future of our communities because we reinvest your deposits in loans to your neighbors. 

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Safe Deposit Box Services

People have turned to us for nearly a century to keep their money safe. And more. We offer a variety of Safe Deposit boxes to secure your important papers, heirlooms and keepsakes. 

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Individual Retirement Accounts

It should come as no surprise that a bank with our legacy understands the value of long-term planning. Whether retirement is just around the corner or decades away, we offer federally insured savings plans that can be tax advantaged depending on your situation. 

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ATM Services & Debit Cards

Get the convenience of a credit card with the financial common sense of a checking account. The VISA Check Card helps you stay on the go without having to write a check, but also keeps you from accruing a high-interest balance. You can use your card anywhere that accepts VISA or use it in our network of ATMs. 

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Credit Cards

Now you have a choice. Whatever your needs, we have a credit card that’s right for you!  All of our credit card products come with a variety of important features, including EMV smart chip technology.

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Contact Us

Have questions or ready to get started? Our team is here to help with personalized guidance and prompt answers — the way community banking should be.

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