About us

A Century of Community Banking, Rooted in Central Virginia

Since 1918, The Farmers Bank of Appomattox has been more than a bank; we’ve been a trusted partner for generations of families, small business owners, and retirees across Central Virginia. From your first savings account to your next business expansion, we’re here with personalized service, local decision-making, and the financial tools to help you thrive.

We’re not just located in your community, we’re part of it.

Who We Are

From the President & CEO, John R. Caldwell:

The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of service. We, as the current generation of bankers, remain dedicated to the tradition of providing excellence in all that we do. We are dedicated to be responsive, professional and caring in the way we provide for you, our customers. We are mindful that each of you is more than just a number; you are our neighbors and friends.

“Remember that there has never been a better time to bank with a community bank. So come home to Farmers Bank…the difference you will love in banking!”

105+ years of experience

What We Believe

Our Mission: The Farmers Bank of Appomattox is dedicated to serving our customers with excellence. We believe in committing to those we serve, our employees, and neighbors to build a better community.

Our Commitment: Banking Built on Values!

Our Core Values:
– Accountability
– Accuracy
– Excellence in Service
– Honesty & Integrity
– Knowledge
– Open & Clear Communication
– Positive Attitude
– Respect for Others

Our Culture: The Farmers Bank of Appomattox values workplace diversity and inclusivity. We believe that a diverse staff will help us deliver excellent service to our communities. We strive to foster a culture where our staff feels valued, respected, and supported.

What Makes Us Different

Personalized Financial Solutions

Whether you’re saving for the future, buying a home, or growing a business, we tailor our services to fit your life.

Modern Tools, Hometown Service

From mobile banking to face-to-face guidance, we balance technology with human connection.

Generational Trust

Our relationships span lifetimes; many of our customers have been with us for decades.

Fast, Local Decisions

Need an answer today? Our local teams are empowered to act quickly and flexibly.

Looking Ahead

We’ve come a long way in 100+ years, but our roots still run deep. As we expand our reach and embrace new tools, our purpose remains unchanged: to help you grow, dream, and live with confidence. Whether you’re planning for retirement or starting a business, we’ll be right here — steady, secure, and always in your corner.

Come Home to Community Banking

If you’re looking for a bank that’s responsive, flexible, and genuinely invested in your success, you’ve found it. Stop by one of our branches or get started online. There’s never been a better time to bank with Farmers Bank!

Your Community, Your Bank, Your Future