Better Banking Is Coming | Farmers Bank
Your customer guide to our system conversion

Better Banking Is Coming

We’re upgrading our banking systems to better serve you today and prepare for the future.

📅
Conversion Weekend
November 6–9, 2026

Your Community. Your Bank. Your Future.

A Stronger Foundation

Why We’re Upgrading

We are moving to a new banking system to improve the foundation behind the services you use every day.

📱

Enhanced digital banking

A better, more convenient online and mobile banking experience.

🔒

Improved security

Stronger fraud monitoring and protection for your information.

⚙️

Modern technology

A stronger, more reliable system behind the services you count on.

↗

Future flexibility

A platform that lets us grow and bring you new solutions faster.

💼

Business capabilities

Expanded tools and features to better support local businesses.

👥

Customer support

Tools that help our team serve you more efficiently and effectively.

✓

What stays the same

Your Farmers Bank relationship, branch locations and customer service team remain the same. Most accounts, services and banking relationships will remain unchanged.

Some services will be temporarily unavailable during conversion weekend.
Mark Your Calendar

Important Dates

📅
Monday
November 2
Bill Pay access may become limited or unavailable.
Schedule important payments before this date.
💳
Thursday
November 5
3:00 PM ET
Temporary stand-in transaction limits begin for debit card purchases and ATM withdrawals.
💻
Friday
November 6
5:00 PM ET
Digital banking begins transitioning to the new platform.
Limited access and temporary service interruptions are expected.
⚙️
Weekend
November 6–9
Online banking, mobile banking, Bill Pay and certain services will experience downtime while data is transferred.
🚀
Monday
November 9
Expected go-live.
New online banking, FBVA Connect and Bill Pay are expected to become available. ATM-only card activation and PIN selection begin.
📄
Saturday
November 14
The first statements generated on the new system are expected to be produced.
What’s Changing?

Better Banking Is Coming

Most changes will happen behind the scenes, but these are the important updates to know before conversion weekend.

Online & Mobile Banking

A refreshed digital banking experience is coming. Beginning November 9, mobile banking customers will use our new FBVA Connect app. Download FBVA Connect.

Debit Cards & ATMs

Your debit card will continue to work, subject to temporary limits. Some ATM services may be unavailable.

Bill Pay

Most payees and recurring payments are expected to transfer. eBills will not transfer.

Loan Payments

The current online loan payment portal will retire. Customers using it should plan for another payment method.

Statements & Documents

Historical items may not be immediately available. Download important documents before conversion.

Quicken & QuickBooks

Customers who connect Farmers Bank accounts to Quicken or QuickBooks may need to take action before and after conversion. View the instructions.

Security & Fraud

Be alert for suspicious messages. Farmers Bank will never ask for your password or one-time passcode.

What to Expect

Conversion Weekend

Beginning Friday, November 6, 2026, at 5:00 PM ET, Farmers Bank will begin migrating customer data to the new banking system.

💻

Digital banking

Online and mobile banking will be unavailable for portions of the weekend.

🧾

Bill Pay

Bill Pay will be unavailable.

⏱

Limited access

Some functions may be restricted or available for inquiry only beginning November 6 at 5:00 PM ET.

⚙️

Processing

Certain services may remain unavailable until post-conversion processing is complete.

↻

Balance information

Some balances and transactions may not update in real time.

!

Sunday access

Customers may be unable to log in during part or all of Sunday, November 8.

📣

Plan ahead.

Complete time-sensitive transactions before conversion weekend begins. After processing is complete, review your account again to confirm balances and transactions.

A Refreshed Digital Experience

Online & Mobile Banking

The new online and mobile banking experience is expected to be available beginning Monday, November 9, 2026.

📱
Your First Login

Download FBVA Connect

The current Farmers Bank mobile banking app will no longer work after conversion and will not automatically redirect you to FBVA Connect.

Beginning November 9, mobile banking customers will use our new mobile banking app, FBVA Connect. Download the app for your Apple or Android device using the links below.

Do not delete your current mobile banking app before conversion weekend if you still need access to it.

New Farmers Bank Mobile App

Get FBVA Connect

Beginning November 9, download FBVA Connect and follow the first-time sign-in instructions to access your accounts.

Please make sure you download the app named FBVA Connect.

First-Time Sign-In

1

Access

Visit the Farmers Bank website or open the new FBVA Connect mobile app.

2

Sign In

Follow the first-time sign-in prompts and on-screen instructions.

3

Verify

Complete any required identity verification.

4

Review

Review your accounts and digital banking settings.

After You’re Logged In

Confirm your accounts

Make sure your expected accounts are displayed.

Alerts & notifications

Review your preferences after conversion.

Bill Pay

Review your payees, payments and settings.

Linked accounts

Some personal, business, church, nonprofit or organization accounts may not appear immediately. Contact Customer Service if access is missing.

Digital wallets

Verify your Farmers Bank card remains active in Apple Pay, Google Pay or another wallet.

Need help?

Contact Customer Service at (434) 352-7171.

What Transfers and What Needs Attention

Bill Pay

We’re bringing you an upgraded Bill Pay experience. Here’s what is expected to transfer and what you’ll need to handle afterward.

📅

Key timing

Access may become limited or unavailable beginning Monday, November 2. Payments scheduled before conversion are expected to continue processing through Friday, November 6. The new service is expected to become available Monday, November 9.

Expected to transfer

Existing payees

Scheduled future payments

Recurring payments

Payment history

Action needed after conversion

Re-establish eBills

eBills will not transfer.

Review payees

Verify account numbers and addresses.

Review delivery methods

Some electronic payments may become checks and vice versa.

Recreate P2P arrangements

Additional information will be provided if action is required.

How scheduling works

The new platform schedules payments based on the expected delivery date. Electronic payments are generally debited on the payment send date.

Important Information for Intuit Users

Quicken & QuickBooks

If you connect your Farmers Bank accounts to Quicken or QuickBooks, you may need to take action before and after our system conversion to ensure your transaction downloads continue properly.

!
Important Action Dates

Mark November 6 & November 9

Your specific steps depend on the Quicken or QuickBooks product and connection method you use. Review your applicable guide before conversion and follow the instructions for these two important dates.

Friday, November 6, 2026 Follow the pre-conversion instructions in the guide for your Quicken or QuickBooks product and connection type.
Monday, November 9, 2026 Follow the post-conversion instructions and timing in your applicable conversion guide.

Choose Your Conversion Guide

💻

QuickBooks Desktop

Instructions for QuickBooks Desktop customers using Web Connect, including Windows and Mac.

View QuickBooks Desktop Guide
☁

QuickBooks Online

Instructions for QuickBooks Online customers using Express Web Connect or Web Connect.

View QuickBooks Online Guide
📊

Quicken

Instructions for supported Quicken connections, including Express Web Connect and Web Connect.

View Quicken Guide
?

Not Sure Which Guide You Need?

Use the guide that matches the Quicken or QuickBooks product and connection method you currently use with Farmers Bank.

Need assistance? Contact Customer Service at (434) 352-7171.

↻

Avoid Duplicate Transactions

When downloading transactions after conversion, take care not to overlap transaction dates from your last successful download. Overlapping dates may result in duplicate transactions.

Review your applicable conversion guide before completing your first transaction download from the new online banking system.

Express Web Connect Users

Important: Express Web Connect may not be available immediately on November 9. The applicable Intuit conversion instructions specify a five-business-day delay after the second Action Date for Express Web Connect.

Follow the timing in your specific Quicken or QuickBooks Online conversion guide before reconnecting.

Debit Card and ATM Information

Cards & ATMs

Debit card customers may continue using their cards during conversion weekend. Beginning Thursday, November 5 at 3:00 PM ET, temporary transaction limits will apply.

ATM withdrawals $515 per day
Point-of-sale purchases $1,500 per day

PIN changes

Debit card customers do not need to reset their PIN as part of the conversion.

ATM deposits

ATM deposit functionality will be unavailable until ATMs are fully operational. Deposits are expected to return sometime during mid-to-late November.

ATM transfers

Certain functions, including account-to-account transfers, may be temporarily unavailable while upgrades are completed.

!

Plan ahead

If you rely on ATM deposits or transfers, plan to use branch locations or other available banking options during the transition.

Important Information

Online Loan Payment Portal Retiring

Farmers Bank will discontinue the current online loan payment portal during the conversion process.

What this means for you

If you currently make loan payments through the portal, you will need to use an alternate payment method after conversion. Please plan ahead to avoid interruption.

Before conversion weekend

  • Make scheduled payments before conversion weekend if possible.
  • Review upcoming payment due dates.
  • Watch for additional information about available payment options.

After conversion

  • Visit any Farmers Bank branch.
  • Mail your payment.
  • Contact your lender or Customer Service.
  • Use new options available through the upgraded platform.
!

Don’t wait until your payment is due

Customers who rely on the portal should prepare to use another method beginning November 9, 2026.

Prepare Before Conversion

Statements & Documents

Your statement cycle is not expected to change. The first statements generated on the new system are expected around November 14, 2026.

Historical statements

Historical statements and documents may not be immediately available after conversion.

Recommended action

Download statements or documents you may need before conversion weekend.

Balance information

Some balances and transactions may not immediately reflect real-time activity. Review the information again after processing.

Quick reminder

Save or print important documents early so you have access during conversion weekend.

Business and Treasury Services

Business Customers

Business online banking is expected to become available on November 9, 2026.

Domestic wires

Domestic wire activity is expected to continue without interruption.

International wires

International wire services will not be enabled in the new environment at this time.

Treasury Management users

ACH services
ACH templates
Wire templates
Remote Deposit Capture

Watch for instructions

Customers using ACH, RDC, Cash Management or Treasury Management should watch for service-specific communications.

Linked business accounts

Some linked business, church, nonprofit and organization accounts may not immediately display. Contact Customer Service if access is missing.

Zelle®

Some customers may need to re-enroll after conversion. Instructions will be provided if required.

Security During Conversion

Protect Yourself From Fraud

Conversion periods can create opportunities for fraudulent calls, texts and emails. Use official Farmers Bank contact information and be cautious with unexpected messages.

Use known contact information

If a message seems suspicious, contact Farmers Bank directly using a known phone number.

Know the Fraud Center

Calls may display 1-800-237-8990, and fraud alert texts may come from short code 96923.

Do not click unexpected links

Do not follow unexpected links requesting banking or personal information.

Never share credentials

Farmers Bank will never text or email asking for your password, one-time passcode, secure access code or login credentials.

🛡

Stay alert

Pause before responding to urgent messages. Scammers often use system changes as a reason to rush customers.

What You Can Do Now

Your Conversion Checklist

Before conversion weekend

  • Verify your phone number, email address and mailing address are current.
  • Schedule important Bill Pay payments early.
  • Review upcoming recurring payments.
  • Download historical statements or documents.
  • Make note of any eBills you use.
  • Complete time-sensitive transactions before November 6.
  • Use Quicken or QuickBooks? Review the appropriate conversion guide and complete the applicable pre-conversion steps by November 6. View instructions.
  • Keep your current mobile banking app if you still need access before conversion.

After conversion

  • Download FBVA Connect. Use the Apple App Store or Google Play links in the Online & Mobile Banking section .
  • Complete your first-time digital banking sign-in.
  • Confirm your accounts appear as expected.
  • Review Bill Pay payees and re-establish eBills.
  • Quicken & QuickBooks users: Follow the post-conversion instructions and timing in your applicable guide before reconnecting or completing your first transaction download.
  • Review alerts and notification preferences.
  • Verify your card remains active in digital wallets.
🔒

Fraud reminder

Save the Farmers Bank Fraud Center number, 1-800-237-8990, and fraud alert text short code, 96923.

Quick Answers

Frequently Asked Questions

When is the conversion happening?

Conversion weekend is November 6–9, 2026.

When will online & mobile banking be available?

Expected Monday, November 9, 2026.

Will my current mobile banking app still work?

No. Beginning November 9, mobile banking customers will need to download FBVA Connect. Direct download links for the Apple App Store and Google Play are available in the Online & Mobile Banking section .

Where do I download FBVA Connect?

Use the official Apple App Store or Google Play download links in the Online & Mobile Banking section of this page. Be sure the app name is FBVA Connect.

What should I do the first time I log in?

Follow the first-time sign-in prompts and complete any required verification.

I use Quicken or QuickBooks. Do I need to do anything?

Yes. Quicken and QuickBooks users may need to update their connection as part of the conversion. Review the Quicken & QuickBooks conversion instructions and follow the guide for your product and connection type.

When should I update my Quicken or QuickBooks connection?

The first Action Date is Friday, November 6, 2026, and the second Action Date is Monday, November 9, 2026. Follow the timing in your specific conversion guide. Applicable Express Web Connect connections have an additional five-business-day delay after the second Action Date.

How can I avoid duplicate transactions in Quicken or QuickBooks?

Review your applicable conversion guide before your first post-conversion transaction download. Take care not to overlap transaction dates from your last successful download because overlapping dates may result in duplicate transactions.

Will Bill Pay be affected?

Access may become limited beginning November 2 and unavailable during portions of conversion weekend.

Will payees and recurring payments transfer?

Most are expected to transfer, but some may need review after conversion.

Will eBills transfer?

No. eBills must be re-established after conversion.

Can I still use my debit card and ATMs?

Yes, subject to temporary daily transaction limits.

Will ATM deposits be available?

No. ATM deposit functionality is expected to return later in November.

I have an ATM-only card. What do I need to do?

Beginning November 9, call (800) 290-7893 from a recognized phone number to reactivate your card and choose a new PIN.

Will historical statements be available immediately?

They may not be immediately accessible. Download needed documents before conversion weekend.

Will I need to re-enroll in Zelle®?

Some customers may need to re-enroll. Instructions will be provided if required.

Will wires be affected?

Domestic wires are expected to continue. International wires will not be available initially after conversion.

How can I protect myself from fraud?

Do not share passwords, one-time passcodes, secure access codes or login credentials. Contact Farmers Bank directly using a known number if a message seems suspicious.

Contact Farmers Bank

We’re Here to Help

Questions about the upcoming conversion? Our team is ready to assist.

Customer Service

(434) 352-7171

Fraud Center

1-800-237-8990

ATM-Only Card Activation & PIN

(800) 290-7893

Thank you for banking with Farmers Bank.
We appreciate your patience and understanding as we complete this important upgrade.

Your Community   |   Your Bank   |   Your Future