Business Checking

We offer different account types for businesses depending on your entity structure. See your Relationship Banker for eligibility requirements.

Commercial Checking Plans

Hometown Business Checking

An unlimited, non-interest-bearing checking account.

Money Market Business

Offers competitive interest rates and easy access to your funds. Ideal for businesses that maintain higher balances.

Century Business Checking

An unlimited, interest bearing checking account. Available to all business entities.

Statement Business Savings

A simple, reliable way to earn interest while setting aside funds for future business needs.

NOW Sterling Business Checking

An unlimited checking account which pays interest. Some limitations on eligible account holders.

Repurchase Agreement Sweep Account

An automated cash management vehicle for transferring a portion of your Business Checking collected balance to and from a Securitized Repurchase Agreement Investment on a daily basis.

VISA Debit Card

Online Banking

Online Bill Pay

Interest Bearing

Minimum Balance Requirements

Monthly Service Charge

Hometown Business

Minimum of $1,000 at all times

$20 ONLY IF Minimum Balance Requirement is NOT met.

Century Business

Average of $1000

$20 ONLY IF Average Balance Requirement is NOT met.

NOW Sterling Business

Average of $500

$10 ONLY IF Average Balance Requirement is NOT met.

Money Market Business

Average of $1000

$10 ONLY IF Average Balance Requirement is NOT met.

Statement Business Savings

$100 at all times

$5 ONLY IF Balance Requirement is NOT met.

Account Details

Learn more about the account types we offer and choose what works best for you! Contact your Relationship Banker for more information.

Hometown Business Checking

* Subject to approval.

  • $100 minimum deposit to open new account
  • No monthly service charge by maintaining a minimum balance of $1000.  If the balance in the account falls below $1000 any day of the cycle, a $20.00 monthly service charge.
  • No charge on first 150 non-Farmers Bank items deposited.  A charge of $0.25 per item over 150.
  • Service charge waiver available for nonprofits and estate accounts.
  • Unlimited check writing
  • Online banking with Bill Pay
  • Visa Debit Cards available*
  • Merchant Services

Century Business Checking

Check Our Current Rates

*Subject to approval.

  • $100 minimum to open new account
  • No monthly service charge by maintaining an average daily balance of $1000. Below $1000 average balance, a $20 monthly service charge
  • No charge on first 150 non-Farmers Bank items deposited.  A charge of $0.25 per item over 150.
  • Unlimited check writing
  • Online banking with Bill Pay
  • Visa Debit Cards available*
  • Merchant Services
  • Interest paid on four tier levels.

NOW Sterling Business Checking

Check our Current Rates

*Subject to approval.

  • $100 minimum to open account
  • The NOW account offers no monthly service charge by maintaining an average daily balance of $500. Below $500 average daily balance, a $10 monthly service charge
  • No charge on the first 150 non-Farmers Bank items deposited.  A charge of $0.25 per item over 150
  • Unlimited check writing
  • Online banking with Bill Pay
  • VISA debit card available*
  • Merchant Services

Money Market Business

Check Our Current Rates
  • $100 minimum to open new account
  • No monthly service charge by maintaining an average daily balance of $1000. Below $1000 average daily balance, a service charge of $10
  • Customers are limited to a combination of six (6) transactions per statement cycle which includes checks, drafts, and ACH transactions of any amount and unlimited personal withdrawals.
  • Unlimited in-bank counter withdrawals
  • Online banking
  • Interest paid on four tier levels

Statement Business Savings

Check Our Current Rates
  • $100 minimum to open account
  • Maintain a $100 minimum balance to avoid a $5 monthly service charge
  • Six withdrawals are allowed per month without a fee ($3 fee per withdrawal over six)
  • Deposit and withdrawal slips provided at no charge
  • Deposits and withdrawals available from Farmers Bank ATMs
  • Online Banking