Lending

Personal Lending

From major milestones to unexpected expenses, our personal loans are here to help you move forward. Whether you need to cover medical bills, upgrade your tech, or fund a special project, we provide the flexible financing you need to make it happen!

A woman and a car salesman discuss vehicle options inside a dealership.

Auto Loans

Our auto loans help get you to where you need to go!
– New or Used
– Purchase or Refinance
– Competitive Rates

Personal Loans

Our personal loans are here to assist you with any financial need.
– Debt Consolidation
– Vacation
– Home Improvement
– Unexpected Medical, Veterinary, Home, or Repair expenses
– Weddings and Honeymoons
– Moving Expenses
– And more!

SafetyNet Overdraft Line of Credit

A personal line to protect you from unexpected overdraft fees.
– Max amount of $1,000
– Fixed rate

Real Estate Lending

We offer loans for all of life’s moments, big or small. Whether you are purchasing a home, looking to refinance your current mortgage, needing a line of credit for home projects, or even building your forever home, we have a product for you!

Property Types We Finance

Did you know that we finance various property types including site-built, single-wide, double-wide, multi-family, etc.? These include primary residences, second homes and investment properties.

Fixed Rate Mortages

Purchase or refinance
Primary residences only (site or stick-built).
(Terms up to 30 years)

Adjustable-Rate Mortgages (ARM)

Purchase, refinance, or equity loans
(Varied maturities available)

ARM products offered:
– 3/3 ARM
– 5/5 ARM
– 7/3 ARM

Home Equity Lines of Credit (HELOC)

Home repairs, unplanned expenses, vacation, and more.
(Term of 15 years. Revolving line of credit)

Construction Loans

Build your dream home
(Term of 1 year)

Commercial Lending

Is your business growing? Looking to start a business? The Farmers Bank has a product that can help you reach your business goals. We have several loan options to meet your needs that will help your business succeed!

Property Types We Finance

Did you know that we finance various investment property types including site-built, single-wide, double-wide, multi-family, etc.? We will also finance all types of commercial buildings.

Agriculture

Our Ag Loans are here for the success of your farm, big or small.
– Agricultural products, livestock, supplies, etc.
– Tractors, Trailers, Combines, etc.
– Operating Capital

Equipment

Let us help you with the equipment required to run or expand your business.
– New or Used
– Purchase or Refinance

Commercial Line of Credit

Operating funds for your business, as you need them.
– Competitive Rates
– Easy Terms
– Beneficial to any type of business

Commercial Letters of Credit

When your business needs assurance to a creditor.
– Performance
– Financial

Commercial Real Estate or Investment Real Estate

We finance a variety of commercial and investment property types, including:
– Office buildings
– Retail spaces
– Multifamily housing
– Mixed-use and investment properties

Adjustable-Rate Mortgages (ARM)

Purchase, refinance, or equity loans.
ARM products offered:
– 3/3 ARM
– 5/5 ARM
– 7/3 ARM

Interested in a Loan?

Please fill out the form below, and a loan officer will be in contact with you!