In uncertain times, one thing should bring you peace of mind: knowing your money is protected.
At The Farmers Bank of Appomattox, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) — one of the most trusted safety nets in American finance.
What is FDIC Deposit Insurance?
Established by the Banking Act of 1933, the FDIC is a U.S. government agency created to protect bank depositors. When you place your money in a checking, savings, CD, or other deposit account at Farmers Bank, your funds are insured up to $250,000 per depositor, per insured bank, per account ownership category.
And here’s the most reassuring part:
Since the FDIC’s founding, no depositor has ever lost a single penny of insured funds due to a bank failure.
That’s the kind of legacy we believe in.
What This Means for You
When you bank with us, you’re getting more than hometown service — you’re getting federally backed financial security. Whether you’re a young family saving for the future, a small business managing cash flow, or a retiree keeping your nest egg safe, your funds are protected.
- Personal checking? Covered.
- Joint savings? Covered.
- Business accounts? Covered — up to the applicable limits.
We’re proud to offer this level of assurance alongside personalized, relationship-driven service — something you won’t always get from bigger institutions.
Farmers Bank: Backed by Trust, Rooted in Community
Our bank has been serving Central Virginia for more than 100 years — and while a lot has changed since 1918, our commitment to your financial safety hasn’t . We remain a well-capitalized, secure, and locally focused institution where you’re never just a number.
Learn More
Want to dive deeper into what FDIC insurance covers — and how you can maximize your protection? Visit the FDIC’s official page on Deposit Insurance.
Or stop by any of our branches in Appomattox, Concord, Dillwyn, Farmville, or Lynchburg — we’d love to walk you through it in person.
Let’s make banking feel secure again.
With Farmers Bank, you’re always protected — and always at home.
