Lending & Mortgages

At Farmers Bank, our customers are rated on more than just a score. Our Loan Officers have a relationship with their customers which allows for sound and personalized decisions. Let us assist you in your lending needs; whether for an automobile, home, home improvements, consolidations, or a personal loan, we are here to assist you. Call or come by one of our branches and meet our Loan Officers. They are waiting to serve you.

Bruce Drinkard
Chief Lending Officer

We offer loans for all of life’s moments, big or small.

Mortgage Loans - click here to get started with today

The Farmers Bank of Appomattox is excited to offer Fixed Rate Mortgages! Please contact a loan officer to discuss the qualifications and see if this product is right for you.

In-house products we service include

Fixed Rate Mortgages

  • Purchase
  • Refinance 
  • Home Equity

3, 5, and 7 year Adjustable Rate Mortgages

  • Purchase
  • Refinance
  • Home Equity

Products available through our relationship with Midland Mortgage Corporation:

  • Conventional
  • FHA
  • USDA
  • VA Loans


Auto Loans

  • New or Used
  • Purchase or Refinance
  • Competitive Rates.

Apply Here - or contact your nearest Farmers Bank office

Personal Loans

Our personal loans are here to assist you with any financial need

  • Debt Consolidation
  • Vacation
  • Home Improvement
  • Unexpected Medical, Veterinary, Home, or Repair expenses
  • Weddings and Honeymoons
  • Moving Expenses
  • … and more!
  • Fixed Rates
  • Range of Repayment Terms
  • Competitive Rates

Apply Here - or contact your nearest Farmers Bank office