Lending & Mortgages

At Farmers Bank, our customers are rated on more than just a score. Our Loan Officers have a relationship with their customers which allows for sound and personalized decisions. Let us assist you in your lending needs; whether for an automobile, home, home improvements, consolidations, or a personal loan, we are here to assist you. Call or come by one of our branches and meet our Loan Officers. They are waiting to serve you.

Bruce Drinkard
Chief Lending Officer

We offer loans for all of life’s moments, big or small.


Mortgage Loans - click here to get started with today


  • 3, 5, and 7 Year Adjustable Rate Mortgages
  • Competitive Rates
  • Low Fees
  • Purchase or Refinance
  • Home Equity Lines of Credit

Our fixed rate loan products include

  • Conventional
  • FHA
  • USDA
  • VA loans

Available through our relationship with Midland Mortgage Corporation out of Columbia, SC.


Auto Loans


  • New or Used
  • Purchase or Refinance
  • Competitive Rates.

Apply Here - or contact your nearest Farmers Bank office


Personal Loans


Our personal loans are here to assist you with any financial need

  • Debt Consolidation
  • Vacation
  • Home Improvement
  • Unexpected Medical, Veterinary, Home, or Repair expenses
  • Weddings and Honeymoons
  • Moving Expenses
  • … and more!
  • Fixed Rates
  • Range of Repayment Terms
  • Competitive Rates

Apply Here - or contact your nearest Farmers Bank office