Time Deposit Rate Schedule*
Regular CDs
| Savings Term |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| 6 Month |
0.10% |
0.10% |
$1,000 |
| 1 Year |
0.10% |
0.10% |
$1,000 |
| 15 Month |
0.10% |
0.10% |
$1,000 |
| 18 Month |
0.10% |
0.10% |
$1,000 |
| 2 Year |
0.15% |
0.15% |
$1,000 |
| 3 Year |
0.30% |
0.30% |
$1,000 |
| 5 Year |
0.50% |
0.50% |
$1,000 |
Jumbo CDs
| Savings Term |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| 6 Month |
0.15% |
0.15% |
$100,000 |
| 1 Year |
0.25% |
0.25% |
$100,000 |
| 2 Year |
0.25% |
0.25% |
$100,000 |
| 3 Year |
0.39% |
0.40% |
$100,000 |
| 5 Year |
0.59% |
0.60% |
$100,000 |
Special CDs
| Savings Term |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| 12 Month No Penalty |
0.08% |
0.08% |
$5,000 |
| 18 Month Club Certificate |
0.15% |
0.15% |
$10,000 |
IRAs
| Regular or Roth IRAs |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| 5 Year Fixed Rate CD |
0.50% |
0.50% |
$1,000 |
| 5 Year Jumbo IRA |
0.59% |
0.60% |
$100,000 |
| Savings Variable Rate |
0.10% |
0.10% |
$100 |
*An early withdrawal penalty will apply to all certificates except the "No-Penalty" CD. A penalty equal to 91 days of interest will be assessed for terms of twelve months or less, or 182 days of interest for longer terms.
DEPOSIT RATE SCHEDULE
Statement Savings
| Statement Savings |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| A minimum balance of $10 to earn interest |
0.10% |
0.10% |
$100 |
Personal Checking Accounts
| Club Accounts - Interest paid on three tier levels |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| $500.00 - $9,999.99 |
0.05% |
0.05% |
$100 |
| $10,000.00 - $49,999.99 |
0.10% |
0.10% |
$100 |
| $50,000.00 & Up |
0.15% |
0.15% |
$100
|
| Century Checking - Interest paid on four tier levels |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| $500.00 - $9,999.99 |
0.05% |
0.05% |
$100 |
| $10,000.00 - $49,999.99 |
0.10% |
0.10% |
$100 |
| $50,000.00 - $249,999.99 |
0.15% |
0.15% |
$100 |
| $250,000 & Up |
0.20% |
.020% |
$100 |
| NOW Sterling Checking |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| N/A |
0.05% |
0.05% |
$100 |
| Century Business Checking - Interest paid on four tier levels |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| $1,000.00 - $24,999.99 |
0.05% |
0.05% |
$300 |
| $25,000.00 - $49,999.99 |
0.10% |
0.10% |
$300 |
| $50,000.00 - $99,999.99 |
0.15% |
0.15% |
$300 |
| $100,000.00 and UP |
0.20% |
0.20% |
$300 |
| NOW Sterling Business Checking |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| N/A |
0.05% |
0.05% |
$300 |
Investment Accounts
| Money Market Account - Interest paid on four tier levels |
Rate |
Annual Percentage Yield |
Minimum Deposit |
| $1,000.00 - $9,999.99 |
0.10% |
0.10% |
$100 |
| $10,000.00 - $24,999.99 |
0.15% |
0.15% |
$100 |
| $25,000.00 - $49,999.99 |
0.20% |
0.20% |
$100 |
| $50,000.00 & Up |
0.25% |
0.25% |
$100 |
