Deposit Rates

Current as of 11-21-2018

Time Deposit Rate Schedule* 


Regular CDs
Savings Term Rate Annual Percentage Yield Minimum Deposit
6 Month 0.30% 0.30% $1,000
1 Year 0.60% 0.60% $1,000
18 Month 0.65% 0.65% $1,000
2 Year 0.65% 0.65% $1,000
3 Year 0.75% 0.75% $1,000
5 Year 1.39% 1.40% $1,000

 

Jumbo CDs
Savings Term Rate Annual Percentage Yield Minimum Deposit
6 Month 0.39% 0.40% $100,000
1 Year 0.74% 0.75% $100,000
2 Year 0.98% 1.00% $100,000
3 Year 1.08% 1.10% $100,000
5 Year 1.47% 1.50% $100,000

 

Special CDs
Savings Term Rate Annual Percentage Yield Minimum Deposit
12 Month No Penalty 0.30% 0.30% $5,000
15 Month Centennial Certificate 1.79% 1.80% $5,000
18 Month Club Certificate 0.90% 0.90% $10,000

 

IRAs
Regular or Roth IRAs Rate Annual Percentage Yield Minimum Deposit
5 Year Fixed Rate CD 1.39% 1.40% $1,000
5 Year Jumbo IRA 1.42% 1.45% $100,000
Savings Variable Rate 0.85% 0.85% $100

 *An early withdrawal penalty will apply to all certificates except the "No-Penalty" CD. A penalty equal to 91 days of interest will be assessed for terms of twelve months or less, or 182 days of interest for longer terms.

DEPOSIT RATE SCHEDULE


 

Statement Savings
Statement Savings Rate Annual Percentage Yield Minimum Deposit
A minimum balance of $10 to earn interest 0.20% 0.20% $100

 

Personal Checking Accounts
Club Accounts - Interest paid on three tier levels Rate Annual Percentage Yield Minimum Deposit
$500.00 - $9,999.99 0.10% 0.10% $100
$10,000.00 - $49,999.99 0.15% 0.15% $100
$50,000.00 & Up 0.20% 0.20% $100
Century Checking  - Interest paid on three tier levels Rate Annual Percentage Yield Minimum Deposit
$500.00 - $9,999.99 0.10% 0.10% $100
$10,000.00 - $49,999.99 0.15% 0.15% $100
$50,000.00 - $249,999.99 0.20% 0.20% $100
$250,000 & Up  0.25% .025% $100
NOW Sterling Checking Rate Annual Percentage Yield Minimum Deposit
N/A 0.10% 0.10% $100
Century Business Checking - Interest paid on three tier levels Rate Annual Percentage Yield Minimum Deposit
$1,000.00 - $24,999.99 0.10% 0.10% $300
$25,000.00 - $49,999.99 0.15% 0.15% $300
$50,000.00 - $99,999.99 0.20% 0.20% $300
$100,000.00 and UP 0.25% 0.25% $300
Investment Accounts
Money Market Account - Interest paid on four tier levels Rate Annual Percentage Yield Minimum Deposit
$1,000.00 - $9,999.99 0.15% 0.15% $100
$10,000.00 - $24,999.99 0.15% 0.15% $100
$25,000.00 - $49,999.99 0.20% 0.20% $100
$50,000.00 & Up 0.25% 0.25% $100