Time Deposit Interest Rate Schedule*
Regular CDs| Savings Term | Interest Rate | Annual Percentage Yield | Minimum Deposit |
|---|
| 6 Month | 3.67% | 3.70% | $1,000 |
| 1 Year | 3.21% | 3.25% | $1,000 |
| 15 Month | 2.72% | 2.75% | $1,000 |
| 18 Month | 2.72% | 2.75% | $1,000 |
| 2 Year | 2.72% | 2.75% | $1,000 |
| 3 Year | 2.48% | 2.50% | $1,000 |
| 5 Year | 2.23% | 2.25% | $1,000 |
Jumbo CDs| Savings Term | Interest Rate | Annual Percentage Yield | Minimum Deposit |
|---|
| 6 Month | 3.76% | 3.85% | $100,000 |
| 1 Year | 3.41% | 3.50% | $100,000 |
| 2 Year | 3.17% | 3.25% | $100,000 |
| 3 Year | 2.93% | 3.00% | $100,000 |
| 5 Year | 2.78% | 2.85% | $100,000 |
Special CDs| Savings Term | Interest Rate | Annual Percentage Yield | Minimum Deposit |
|---|
| 7 Month Certificate (Non-Jumbo) | 4.21% | 4.25% | $5,000 |
| 12 Month No Penalty | 3.21% | 3.25% | $5,000 |
| 18 Month Club Certificate | 2.97% | 3.00% | $10,000 |
IRAs| Regular or Roth IRAs | Interest Rate | Annual Percentage Yield | Minimum Deposit |
|---|
| 5 Year Fixed Rate CD | 2.23% | 2.25% | $1,000 |
| 5 Year Jumbo IRA | 2.78% | 2.85% | $100,000 |
| Savings Variable Rate | 0.70% | 0.70% | $100 |
*An early withdrawal penalty will apply to all certificates except the "No-Penalty" CD. A penalty equal to 91 days of interest will be assessed for terms of twelve months or less, or 182 days of interest for longer terms.
DEPOSIT INTEREST RATE SCHEDULE
Statement Savings| Statement Savings | Interest Rate | Annual Percentage Yield | Minimum Deposit |
|---|
| A minimum balance of $10 to earn interest | 0.10% | 0.10% | $100 |
Personal Checking Accounts| Club Accounts - Interest paid on three tier levels | Interest Rate | Annual Percentage Yield | Minimum Deposit |
|---|
| $500.00 - $9,999.99 | 0.05% | 0.05% | $100 |
| $10,000.00 - $49,999.99 | 0.10% | 0.10% | $100 |
| $50,000.00 & Up | 0.15% | 0.15% | $100 |
| Century Checking - Interest paid on four tier levels | Interest Rate | Annual Percentage Yield | Minimum Deposit |
|---|
| $500.00 - $9,999.99 | 0.05% | 0.05% | $100 |
| $10,000.00 - $49,999.99 | 0.10% | 0.10% | $100 |
| $50,000.00 - $249,999.99 | 0.15% | 0.15% | $100 |
| $250,000 & Up | 0.20% | .020% | $100 |
| NOW Sterling Checking | Interest Rate | Annual Percentage Yield | Minimum Deposit |
|---|
| N/A | 0.05% | 0.05% | $100 |
| Century Business Checking - Interest paid on four tier levels | Interest Rate | Annual Percentage Yield | Minimum Deposit |
|---|
| $1,000.00 - $9,999.99 | 0.05% | 0.05% | $100 |
| $10,000.00 - $49,999.99 | 0.10% | 0.10% | $100 |
| $50,000.00 - $249,999.99 | 0.15% | 0.15% | $100 |
| $250,000.00 and UP | 0.20% | 0.20% | $100 |
| NOW Sterling Business Checking | Interest Rate | Annual Percentage Yield | Minimum Deposit |
|---|
| N/A | 0.05% | 0.05% | $100 |
Investment Accounts| Money Market Account - Interest paid on four tier levels | Interest Rate | Annual Percentage Yield | Minimum Deposit |
|---|
| $5,000.00 - $49,999.99 | 0.10% | 0.10% | $100 |
| $50,000.00 - $99,999.99 | 0.15% | 0.15% | $100 |
| $100,000.00 - $249,999.99 | 0.50% | 0.50% | $100 |
| $250,000.00 & Up | 1.25% | 1.25% | $100 |
