Fee Schedule

Checking & Savings Accounts

Return Check Charge	$34.00 per item
Non-sufficient Funds	$34.00 per item
Stop Payment	$30.00
Hold	$40.00
Return Deposit Item	$5.00
Overdraft Protection	$5.00 (Charged once per day)
Foreign Items Collection Fee	$20.00
Record Research	$25.00/hour
DDA/Savings Documents	$5.00/statement, $3.00/check or item
Savings Withdrawals	$2.00 per withdrawal in excess of 6 per month
Savings Account Monthly Fee	$5.00 for balance below $100.00
Cashier Checks	$3.00 (Waived for Club Members)
IRA Establishment Fee	$25.00
Photocopy Fee (per page)	$1.00 (noncustomers)

Lock Bags	$40.00
Outgoing Wire Transfer	$22.00 (Customer)
Incoming Wire Transfer	$10.00 (Customer)
Foreign Wire - US Currency	$75.00 (Customer)
Telephone Transfers	$3.00
Levy, Garnishment, Lien Fee	$75.00
Early Account Closure	$25.00 (opened and closed within 90 days)
Early Closure Christmas Club	$8.00
Inactive or Dormant Accounts	$10.00 per Month
Account closed by bank while overdrawn	$25.00
Items held in Collection	$15.00
Roll Coin Fees	$0.10 per roll
Notary Fee (Non-Customers)	$5.00
Fax Fee	$5.00